It is easy to assume that people only get injured at work if they perform manual labor, such as working at a construction site or in a factory. However, even office workers can suffer repetitive strain injuries from typing, back injuries from lifting something heavy or sitting long hours in front of a computer or they could suffer a trip-and-fall injury. However it happens, when a person in New Jersey is injured at work, they may want to seek workers’ compensation benefits.
How does the workers’ compensation process work?
If you are injured at work, the first thing you should do is let your employer know. In addition to reporting your injury, let your employer know if you need to be seen by a doctor. New Jersey law permits employers and/or their insurer to choose the physician you will initially be seen when injured at work.
Once your employer is notified of your injury, they will let their insurer know so that a “First Report of Injury” can be filed. The insurer will evaluate the claim and make a determination as to whether the injury is compensable under New Jersey law.
Once your application for benefits is approved or denied
If it is determined that your claim for benefits should be approved, the insurer will tell you who to see for treatment. If your claim for benefits is denied, you may have the option to file a formal Claim Petition or you may seek an informal hearing with the Division of Workers’ Compensation. Some common disputes include whether the injury suffered was related to your job duties, the type of injury you suffered and the extent of medical care your received.
Seek help with your claim for benefits
Ultimately, if you are injured at work, your initial concern may be simply regaining your health so you can get back to the workplace. However, it is important to seek benefits as soon as possible, as is your right under New Jersey law. The workers’ compensation system can be confusing, so many people injured at work choose to work with a legal professional when seeking benefits, so they can focus on recovery.