Being injured at work can be a stressful experience. In addition to the long-lasting physical pain that accompanies many workplace injuries, comes the financial hit to your pocketbook as medical bills mount and you are out of work, and thus not earning any wages. For this reason, the New Jersey workers’ compensation system offers a variety of benefits for those who qualify.
One type of benefit offered by the workers’ compensation system to those who qualify is medical benefits. This includes payment for all necessary and reasonable medical care, medications and hospital care incurred due to the work injury.
Temporary total disability benefits
Another type of benefit offered by the workers’ compensation system to qualifying individuals is temporary total disability benefits. These are benefits paid to those who have been made disabled due to their injury for more than seven days. Temporary total disability benefits are paid for the period that an individual is unable to work due to their injury and is receiving medical care. Generally, these benefits will end once the individual returns to work in some capacity.
Permanent partial benefits
If the injury suffered in the workplace leads to a partial permanent disability, the worker may qualify for permanent partial disability benefits. These benefits are paid after the date that temporary disability ends.
Permanent total benefits
In extreme cases, a workplace injury or illness keeps an individual from being able to return to any type of job whatsoever. When this happens, they may seek permanent total disability benefits. Initially these benefits will be paid for 450 weeks. Following that, if the individual can show that they are unable to return to any gainful employment, permanent total benefits may continue to be paid.
Get back on your feet financially
As this shows, the type of benefits an individual can seek following a workplace accident depends on the severity of the injury or illness. When you are injured at work, your primary concern may simply be regaining your health, so you can eventually return to your job. Workers’ compensation benefits ensure that your financial needs are met while you recover. This post cannot promise any specific outcome in any person’s pursuit of workers’ compensation benefits. Workers’ compensation attorneys may be able to provide further information on this topic to those interested.